The Latest News from Swartz Law Office, LLC.

Ohio Estate Tax repealed!

Posted on: July 22nd, 2012 by dswartzesq No Comments

Back in June of 2011, the Ohio Legislature passed what is known as House Bill 3, which repealed the estate tax. Beginning with January 1, 2013, the estate of any person who passes away on or after January 1, 2013, will not have to worry about losing any of its assets to taxes for Ohio. What does that mean for you, you ask? Simple. If your estate plan was prepared prior to H.B. 3 passing, then you should revisit it to make sure that it is optimized to take into account this change. Contact Swartz Law today for a free review of your estate plan to have peace of mind. And if you don’t have an estate plan yet, don’t wait, get yours prepared by Swartz Law today!

New Employee Rights Notice Requirement

Posted on: December 30th, 2011 by dswartzesq No Comments

Beginning on January 31, 2012, there is a new notice of employee rights posting requirement from the National Labor Relations Board (“NLRB”).  The new notice requirement will mandate certain legal employers to post a notice that outlines an employees’ rights under the National Labor Relations Act, including rights to form, join, or assist a union or to engage in other forms of collective bargaining with their employer.  The NLRB has authority over government entities; however, it is very limited in its authority over private employers.  Only those employers that are engaged in “interstate commerce” are required to comply with this regulation.  If you aren’t sure if this applies to your company, please contact Swartz Law today!

For more information, go the NLRB website:

Bankruptcy Credit Counseling Must Be Fully Complete Prior To Filing Bankruptcy

Posted on: November 6th, 2011 by dswartzesq No Comments

Bankruptcy Credit Counseling Must Be Fully Complete Prior To Filing Bankruptcy

The U.S. Court of Appeals for the 6th Circuit Court recently decided the case of In re: William Warren Ingram, debtor, 2011 FED App. 0017P (6th Cir.) that began as a Chapter 13 Bankruptcy case in the United States Bankruptcy Court for the Northern District of Ohio.  In that case, the debtor filed his Chapter 13 case and certified that he completed his credit counseling, only he hadn’t fully completed both portions.  He had signed up for a credit counseling service that was a 2 part service, the first being an internet portion followed by a telephone interview.  In fact, the debtor completed the first part, which was the internet portion, then he filed Bankruptcy on November 17, 2010.  The next day, he completed the telephone portion, which was what was on the certificate that he filed with the Court.

The Bankruptcy Court dismissed his case as he did not complete the credit counsel prior to the Bankruptcy, which is what was required.  The Court of Appeals held that the Bankruptcy Court did not abuse its discretion by dismissing the bankruptcy case, even if that means that creditors could continue to foreclose on his house.  Contact Swartz Law if you want to avoid pitfalls.

Unfortunately for Mr. Ingram, he fell victim to one of the many pitfalls in Bankruptcy.  If you want to avoid the pitfalls in Bankruptcy, contact Swartz Law today!

For the full text of the case, please see:

The World Won’t End in 2012, So Plan For Your Future Now.

Posted on: November 6th, 2011 by dswartzesq No Comments

We’ve all heard the news by now that the Mayan Calendar ends on December 21, 2012, and that is a predictor of the end of the world.  Fortunately, ending the world isn’t that easy! Remember the Y2K scare?  The end of the world was supposed to happen then too as the computers were all going to shut down.

Even last year, American Christian Radio Host Harold Camping predicted the end of the world would begin on May 21, 2011 and end on October 21, 2011.  Both of those dates came and went, and we are still here.

Similarly, the world won’t end in 2012.  The Mayan calendar doesn’t actually end on December 21, 2012, it actually begins a new period of time, not unlike the turning of the millennium under our calendar.  The Mayan Calendar records time very differently than we do, which is part of the confusion.  For more information on the debunking of this myth, please see the National Geographic News at:

As the world won’t end in 2012, don’t wait to get your estate plan in place.  The cost of most basic estate plans is less than an average car payment! Contact Swartz Law for more information and for a FREE, No-Obligation quote for an estate plan specifically designed for your situation.